PENERAPAN ASAS ITIKAD BAIK DALAM PERJANJIAN ASURANSI KESEHATAN (STUDI KASUS: PT ASURANSI ALLIANZ LIFE INDONESIA)

Meliana, Meliana and Tanawijaya, Hanafi PENERAPAN ASAS ITIKAD BAIK DALAM PERJANJIAN ASURANSI KESEHATAN (STUDI KASUS: PT ASURANSI ALLIANZ LIFE INDONESIA). PENERAPAN ASAS ITIKAD BAIK DALAM PERJANJIAN ASURANSI KESEHATAN (STUDI KASUS: PT ASURANSI ALLIANZ LIFE INDONESIA).

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Abstract

The insurance business provides guarantees for the protection of the insured, by taking risks that may occur to the insured in the future. However, insurance often misused with an aim of taking profits. Which contrary to the nature of insurance which in essence explains that insurance is not to gain profit. The main problem is the application of the principle of good faith in the health insurance agreement by Budi Arman alias Budi Wijaya as the insured person to PT. Asuransi Allianz Life Indonesia Services. The research method used in this study uses normative legal research. In this study the type of data collected is secondary data, using primary legal materials, secondary legal materials and non-legal materials. In this case the insured uses fake ID cards to cover the coverage, and submit health insurance claims to the insurance company. Insurers carry out their obligations to pay claims, but arises suspicion of the insured due to claims made several times in a relatively short time, then it is proven that the insured uses fake ID cards. This settlement is carried out through the courts to find solutions to these problems. The conclusion of this research is that the insured does not apply the principle of good faith and that the legal settlement in the insurance case does not only cover the civil aspect but also includes the criminal aspect if there is an element of criminal action.

Item Type:	Article
Subjects:	Penelitian > Fakultas Hukum
Divisions:	Fakultas Hukum > Ilmu Hukum
Depositing User:	Puskom untar untar
Date Deposited:	17 Dec 2020 06:49
Last Modified:	17 Dec 2020 06:49
URI:	http://repository.untar.ac.id/id/eprint/13565

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