PENGARUH RETURN ON ASSET (ROA), LOAN TO DEPOSIT RATIO (LDR), NET INTEREST MARGIN (NIM), DAN NON PERFORMING LOAN (NPL) TERHADAP CAPITAL ADEQUACY RATIO (CAR) PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) TAHUN 2016 – 2018

RIANTO, LEWINA (2020) PENGARUH RETURN ON ASSET (ROA), LOAN TO DEPOSIT RATIO (LDR), NET INTEREST MARGIN (NIM), DAN NON PERFORMING LOAN (NPL) TERHADAP CAPITAL ADEQUACY RATIO (CAR) PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) TAHUN 2016 – 2018. Skripsi thesis, Universitas Tarumanagara.

[img] Text
Lewina Rianto 125160141 JA.pdf

Download (698kB)

Abstract

Penelitian ini bertujuan untuk memperoleh bukti empiris mengenai pengaruh return on asset (ROA), loan to deposit ratio (LDR), net interest margin (NIM), dan non performing loan (NPL) terhadap capital adequacy ratio (CAR). Penelitian ini menggunakan 107 sampel bank yang terdaftar di Bursa Efek Indonesia pada tahun 2016-2018. Sampel diseleksi dengan menggunakan metode purposive sampling. Teknik pengolahan data dalam penelitian ini menggunakan program Statistical Product and Service Solution (SPSS) for windows version 23. Hasil penelitian ini menunjukkan secara simultan semua variabel independen memiliki pengaruh signifikan terhadap capital adequacy ratio (CAR). Pengujian secara parsial menunjukan bahwa loan to deposit ratio (LDR) dan non performing loan (NPL) memiliki pengaruh signifikan terhadap capital adequacy ratio (CAR), sedangkan return on asset (ROA) dan net interest margin (NIM) memiliki pengaruh tidak signifikan terhadap capital adequacy ratio (CAR). Kata Kunci: Capital Adequacy Ratio (CAR), Return on Asset (ROA), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM), Non Performing Loan (NPL) The purpose of this empirical research is to examine the influence of return on asset (ROA), loan to deposit ratio (LDR), net interest margin (NIM), and non performing loan (NPL) toward capital adequacy ratio (CAR). This research uses 107 sample banks listed on the Indonesia Stock Exchange in the year of 2016- 2018. Sample was selected by using purposive sampling method. Data processing techniques in this research using program Statistical Product and Service Solution (SPSS) for windows version 23. The results of this research indicate that all independent variables simultaneously have a significant effect on capital adequacy ratio (CAR). The partially test indicate that loan to deposit ratio (LDR) and non performing loan (NPL) have a significant effect on capital adequacy ratio (CAR), while return on asset (ROA) and net interest margin (NIM) have no significant effect on capital adequacy ratio (CAR). Key Word: Capital Adequacy Ratio (CAR), Return on Asset (ROA), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM), Non Performing Loan (NPL)

Item Type: Thesis (Skripsi)
Subjects: Skripsi/Tugas Akhir
Skripsi/Tugas Akhir > Fakultas Ekonomi
Divisions: Fakultas Ekonomi > Akuntansi
Depositing User: FE Perpus
Date Deposited: 20 Sep 2021 03:31
Last Modified: 20 Sep 2021 03:31
URI: http://repository.untar.ac.id/id/eprint/32626

Actions (login required)

View Item View Item