PENGARUH CAPITAL ADEQUACY RATIO, CREDIT RISK, RETURN ON ASSETS, LOAN TO DEPOSIT RATIO, INSTITUTIONAL OWNERSHIP DAN MANAGERIAL OWNERSHIP TERHADAP FINANCIAL DISTRESS PADA SEKTOR PERBANKAN UMUM KONVENSIONAL YANG TERDAFTAR PADA BURSA EFEK INDONESIA (BEI) SELAMA PERIODE 2018-2020

MARGARETHA, JENNIFER (2021) PENGARUH CAPITAL ADEQUACY RATIO, CREDIT RISK, RETURN ON ASSETS, LOAN TO DEPOSIT RATIO, INSTITUTIONAL OWNERSHIP DAN MANAGERIAL OWNERSHIP TERHADAP FINANCIAL DISTRESS PADA SEKTOR PERBANKAN UMUM KONVENSIONAL YANG TERDAFTAR PADA BURSA EFEK INDONESIA (BEI) SELAMA PERIODE 2018-2020. Skripsi thesis, Universitas Tarumanagara.

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Capital Adequacy Ratio (CAR), Credit Risk, Return on Assets (ROA), Loan to Deposit Ratio (LDR), Institutional Ownership dan Managerial Ownership terhadap Financial Distress pada sektor perbankan umum konvensional yang terdaftar pada Bursa Efek Indonesia (BEI) selama periode 2018-2020. Penelitian ini menggunakan 15 perbankan umum konvensional sebagai sampel, yang kemudian dianalisis dengan menggunakan teknik analisis regresi linier berganda dan model data panel. Hasil dari penelitian ini diketahui CAR, ROA, dan LDR memiliki pengaruh positif dan signifikan terhadap Financial Distress; Credit Risk dan Institutional Ownership memiliki pengaruh negatif dan tidak signifikan terhadap Financial Distress; dan Managerial Ownership memiliki pengaruh positif dan tidak signifikan terhadap Financial Distress. Hasil lainnya yaitu CAR, Credit Risk, ROA, LDR, Institutional Ownership, dan Managerial Ownership secara bersamaan memiliki pengaruh signifikan terhadap Financial Distress. Kata Kunci: Capital Adequacy Ratio, Credit Risk, Return on Assets, Loan to Deposit Ratio, Institutional Ownership, Managerial Ownership, Financial Distress This study aims to determine the effect of Capital Adequacy Ratio (CAR), Credit Risk, Return on Assets (ROA), Loan to Deposit Ratio (LDR), Institutional Ownership and Managerial Ownership on Financial Distress in the conventional commercial banking sector listed on the Indonesia Stock Exchange (IDX) during the 2018-2020. This study used 15 conventional commercial banks as samples, which were then analyzed with multiple linear regression analysis techniques and panel data models. The results of this study show that CAR, ROA, and LDR have a positive and significant effect on Financial Distress; Credit Risk and Institutional Ownership have a negative and insignificant effect on Financial Distress; and Managerial Ownership has a positive and insignificant effect on Financial Distress. Other results, namely CAR, Credit Risk, ROA, LDR, Institutional Ownership, and Managerial Ownership simultaneously have a significant influence on Financial Distress. Keywords: Capital Adequacy Ratio, Credit Risk, Return on Assets, Loan to Deposit Ratio, Institutional Ownership, Managerial Ownership, Financial Distress

Item Type: Thesis (Skripsi)
Subjects: Skripsi/Tugas Akhir
Skripsi/Tugas Akhir > Fakultas Ekonomi
Divisions: Fakultas Ekonomi > Akuntansi
Depositing User: FE Perpus
Date Deposited: 30 May 2022 02:05
Last Modified: 31 Jul 2023 02:36
URI: http://repository.untar.ac.id/id/eprint/35581

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