Gina, Siti Syariah (2023) PENGARUH NON PERFORMING LOAN (NPL), LOAN TO DEPOSIT RATIO (LDR), BIAYA OPERASIONAL PENDAPATAN OPERASIONAL (BOPO) TERHADAP PROFITABILITAS (ROA) BANK UMUM KONVENSIONAL. Skripsi thesis, Universitas Tarumanagara.
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Siti Syarah Gina Khollbiyah 125200165 JA.pdf Download (412kB) | Preview |
Abstract
ABSTRAK Penelitian ini bertujuan untuk memperoleh bukti empiris mengenai pengaruh Non Performing Loan, Loan to Deposit Rasio, dan Biaya Operasional Pendapatan Operasional terhadap Profitabilitas pada Bank Umum Konevsional. Teknik pengambilan sampel menggunakan purposive sampling. Data sampel dalam penelitian sebanyak 200 data sampel dari 40 perusahaan. Pengujian yang dilakukan dengan Uji-F menunjukkan bahwa Non Performing Loan, Loan to Deposit Ratio, Biaya operasional Pendapatan Operasional memiliki dampak yang signifikan terhadap Profitabilitas dan model regresi pada penelitian ini layak digunakan. Hasil penelitian menggunakan pengujian Uji-t menunjukkan bahwa Loan to Deposit Ratio merupakan faktor yang berpengaruh positif dan signifikan terhadap Profitabilitaas, sedangkan Non Performing Loan dan Biaya operasional Pendapatan Operasional berpengaruh negatif signifikan terhadap Profitabilitas. Kata Kunci: Non Performing Loan, Loan to Deposit Ratio, Biaya operasional Pendapatan Operasional, Profitabilitas ABSTRACT This research aims to obtain empirical evidence regarding the influence of Non- Performing Loans, Loan to Deposit Ratio, and Operational Costs, Operational Income on Profitability in Conventional Commercial Banks. The sampling technique uses purposive sampling. The sample data in the research was 200 sample data from 40 companies. Tests carried out using the F-Test show that Non-Performing Loans, Loan to Deposit Ratio, Operational Costs and Operational Income have a significant impact on Profitability and the regression model in this research is suitable for use. The results of research using the t-test show that the Loan to Deposit Ratio is a factor that has a positive and significant effect on profitability, while Non-Performing Loans and operational costs for Operational Income have a significant negative effect on Profitability. Keywords: Non Performing Loans, Loan to Deposit Ratio, Operating costs Operating Income, Profitability.
| Item Type: | Thesis (Skripsi) |
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| Subjects: | Skripsi/Tugas Akhir Skripsi/Tugas Akhir > Fakultas Ekonomi |
| Divisions: | Fakultas Ekonomi > Akuntansi |
| Depositing User: | FE Perpus |
| Date Deposited: | 25 Sep 2024 01:30 |
| Last Modified: | 25 Sep 2024 01:30 |
| URI: | http://repository.untar.ac.id/id/eprint/44806 |
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