Adiwinata, Adiwinata (2024) Pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL) dan Biaya Operasional pada Pendapatan Operasional (BOPO) Terhadap Return on Equity (ROE) di Perusahaan Perbankan Tahun 2023. Masters thesis, Universitas Tarumanagara.
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Abstract
Tujuan dari penelitian ini adalah menganalisis pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL) dan Biaya Operasional terhadap Pendapatan Operasional (BOPO) terhadap Return on Equity (ROE) pada perusahaan perbankan di tahun 2023. Penelitian ini menggunakan metode purposive sampling dengan sampel yang terdiri dari beberapa perusahaan perbankan yang mempublikasikan laporan keuangan mereka di Bursa Efek Indonesia pada tahun 2023. Jenis penelitian ini merupakan metode purposive sampling. Sampel pada penelitian ini adalah beberapa perusahaan perbankan tahun 2023 yang mempublikasikan laporan keuangannya di bursa efek indonesia tahun 2023. Metode analisis yang digunakan yaitu menggunakan analisis deskriftif, uji asumsi klasik dan regresi linear berganda yang diolah dengan bantuan aplikasi Statistical Program for Social Science (SPSS) versi 22 yang diakses melalui portal resmi www.idx.co.id. Hasil penelitian menunjukkan bahwa Capital Adequacy Ratio (CAR) dan Non-Performing Loan (NPL) memiliki pengaruh negatif terhadap Return on Equity (ROE). Namun, pengaruh Non-Performing Loan (NPL) tidak signifikan. Di sisi lain, Capital Adequacy Ratio (CAR) dan Biaya Operasional terhadap Pendapatan Operasional (BOPO) memiliki pengaruh signifikan terhadap ROE. Temuan ini memberikan masukan penting bagi manajemen bank dan para pemangku kepentingan untuk meningkatkan kinerja keuangan melalui efisiensi operasional, pengelolaan modal, dan mitigasi risiko kredit. Kata Kunci: Capital Adequacy Ratio (CAR) ,Biaya Operasional terhadap Pendapatan Operasional (BOPO), Non-Performing Loan (NPL), Return on Equity (ROE) This study aims to analyze the impact of competence, the effect of Capital Adequacy Ratio (CAR), Net Performing Loan (NPL) and Operating Costs to Operating Income (BOPO) to Return on Equity (ROE) in banking companies in 2023. This study uses a purposive sampling method with a sample consisting of several banking companies that publish their financial statements on the Indonesia Stock Exchange in 2023. This type of research is a purposive sampling method. The samples in this study were several banking companies in 2023 that published their financial reports on the Indonesian stock exchange in 2023. The analysis method used is using descriptive analysis, classical assumption test and multiple linear regression which is processed with the help of the Statistical Program for Social Science (SPSS) version 22 application which is accessed through the official portal www.idx.co.id. The results showed that the Capital Adequacy Ratio (CAR) and NonPerforming Loan (NPL) had a negative influence on Return on Equity (ROE). However, the effect of Non-Performing Loan (NPL) is not significant. On the other hand, Capital Adequacy Ratio (CAR) and Operating Expenses to Operating Income (BOPO) have a significant influence on ROE. These findings provide important insights for bank management and stakeholders to improve financial performance through operational efficiency, capital management, and credit risk mitigation. Keywords: Capital Adequacy Ratio (CAR), Operating Expenses to Operating Income Ratio (BOPO), Non-Performing Loan (NPL), Return on Equity (ROE).
| Item Type: | Thesis (Masters) |
|---|---|
| Subjects: | Skripsi/Tugas Akhir Skripsi/Tugas Akhir > Fakultas Ekonomi |
| Divisions: | Fakultas Ekonomi > Akuntansi |
| Depositing User: | FE Perpus |
| Date Deposited: | 02 May 2025 03:26 |
| Last Modified: | 02 May 2025 03:26 |
| URI: | http://repository.untar.ac.id/id/eprint/46456 |
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