DETERMINAN NON-PERFORMING LOANS PADA PERUSAHAAN PERBANKAN DI BURSA EFEK INDONESIA

STEFANO, JASON (2021) DETERMINAN NON-PERFORMING LOANS PADA PERUSAHAAN PERBANKAN DI BURSA EFEK INDONESIA. Skripsi thesis, Universitas Tarumanagara.

Text Jason Stefano 125180534 JA.pdf Download (304kB)

Abstract

Penelitian ini bertujuan untuk mendapatkan bukti empiris apakah profitability berpengaruh negatif terhadap non- performing loans, apakah income diversification berpengaruh positif terhadap non-performing loans, apakah bank capital berpengaruh negatif terhadap non-performing loans, serta apakah bank liquidity berpengaruh negatif terhadap non-performing loans. Sampel yang digunakan adalah 28 perusahaan perbankan yang terdaftar di Bursa Efek Indonesia selama periode 2017-2019. Pengambilan sampel dilakukan dengan menggunakan teknik purposive sampling dan data diolah dengan menggunakan software Eviews 10. Hasil penelitian menunjukkan bahwa profitability memiliki pengaruh yang negatif terhadap non-performing loans, income diversification memiliki pengaruh yang positif terhadap non-performing loans, bank capital tidak berpengaruh negatif terhadap non-performing loans, dan bank liquidity tidak berpengaruh negatif terhadap non-performing loans. Kata Kunci: Kredit Bermasalah, Profitabilitas, Diversifikasi Pendapatan, Kapasitas Modal Bank, Likuiditas Bank This study proposes to obtain empirical evidence whether profitability has a negative effect on non-performing loans, whether income diversification has a positive effect on non-performing loans, whether bank capital has a negative effect on non-performing loans, and whether bank liquidity has a negative effect on non-performing loans. The sample used in this research are 28 banking companies listed on the Indonesia Stock Exchange during the 2017-2019 period. Sampling was carried out using purposive sampling technique and data were processed using Eviews 10 software. The results indicate that profitability has a negative effect on non-performing loans, income diversification has a positive effect on non-performing loans, bank capital has no negative effect on nonperforming loans, and bank liquidity has no negative effect on non-performing loans. Keywords: Non-Performing Loans, Profitability, Income Diversification, Bank Capital, Bank Liquidity

Item Type:	Thesis (Skripsi)
Subjects:	Skripsi/Tugas Akhir Skripsi/Tugas Akhir > Fakultas Ekonomi
Divisions:	Fakultas Ekonomi > Akuntansi
Depositing User:	FE Perpus
Date Deposited:	30 May 2022 02:00
Last Modified:	04 Aug 2023 08:03
URI:	http://repository.untar.ac.id/id/eprint/35579

Actions (login required)

View Item