Factors Affecting Bank Performance: Cases of Top 10 Biggest Government and Private Banks in Indonesia in 2004 - 2013

Kristianti, Rina Adi and Yovin, Yovin (2016) Factors Affecting Bank Performance: Cases of Top 10 Biggest Government and Private Banks in Indonesia in 2004 - 2013. Karya Ilmiah Dosen, 5 (4). pp. 371-378. ISSN 2304-1013

[img]
Preview
Text
2911-6251-1-SM.pdf - Published Version

Download (706kB) | Preview

Abstract

This study explores the internal factors that affect the performance of government and private banks in Indonesia. Samples include government and private banks whose assets were top l0 in the period of 2004-2013. The dependent variable is ROA while the independent variables are capital adequacy ratio (CAR), operational effrciency, net interest margin (NIM), non- performing loans (NPL) and loan to deposit ratio (LDR). The results show that there are significant factors that influence the performance of the government banks operational efficiency, NIM, and NPL. As for the private banks -- they are the factors are CAR and operational efficiency. The results support the effrciency theory, the signaling theory and relative market power hypothesis. This finding is expected to improve the performance of both the government banks and private banks in Indonesia.

Item Type: Article
Subjects: Penelitian > Fakultas Ekonomi
Divisions: Fakultas Ekonomi > Akuntansi
Fakultas Ekonomi > Manajemen
Depositing User: Puskom untar untar
Date Deposited: 10 Apr 2017 09:27
Last Modified: 10 Apr 2017 09:27
URI: http://repository.untar.ac.id/id/eprint/377

Actions (login required)

View Item View Item