THE IMPACT OF FINANCIAL KNOWLEDGE, PAST EXPERIENCE, CURRENT INCOME ON STOCK INVESTMENT PERFORMANCE OF INDIVIDUAL INVESTOR

Bunardi, Gunawan (2024) THE IMPACT OF FINANCIAL KNOWLEDGE, PAST EXPERIENCE, CURRENT INCOME ON STOCK INVESTMENT PERFORMANCE OF INDIVIDUAL INVESTOR. Masters thesis, Universitas Tarumanagara.

[img] Text
Gunawan Bunardi 126232112 JA.pdf
Download (348kB)

Abstract

The study examines the influence of financial knowledge, past experience, and current income on individual investors' stock investment performance in Indonesia. Using a quantitative descriptive approach, data was collected from 77 respondents through questionnaires and analyzed using multiple regression. The findings reveal that financial knowledge significantly enhances investment performance by improving decision-making, risk management, and portfolio diversification. Past experience plays a pivotal role in helping investors adapt to market dynamics and refine strategies, positively impacting their performance. However, current income does not significantly influence investment performance, indicating that non-financial factors also shape investment success. This research contributes to the understanding of key factors affecting investment returns and offers practical insights for financial education and policy development to empower individual investors in achieving better outcomes Keywords : financial knowledge, past experience, current income, stock investment performance Penelitian ini menganalisis pengaruh pengetahuan finansial, pengalaman masa lalu, dan pendapatan saat ini terhadap kinerja investasi saham individu di Indonesia. Dengan pendekatan deskriptif kuantitatif, data dikumpulkan dari 77 responden melalui kuesioner dan dianalisis menggunakan regresi berganda. Hasil penelitian menunjukkan bahwa pengetahuan finansial secara signifikan meningkatkan kinerja investasi melalui pengambilan keputusan, pengelolaan risiko, dan diversifikasi portofolio yang lebih baik. Pengalaman masa lalu berperan penting dalam membantu investor beradaptasi dengan dinamika pasar dan menyempurnakan strategi, yang berdampak positif pada kinerja mereka. Namun, pendapatan saat ini tidak berpengaruh signifikan terhadap kinerja investasi, mengindikasikan bahwa faktor non-finansial juga memengaruhi keberhasilan investasi. Penelitian ini memberikan kontribusi dalam memahami faktor-faktor utama yang memengaruhi hasil investasi serta menawarkan wawasan praktis bagi pendidikan finansial dan pengembangan kebijakan untuk memberdayakan investor individu mencapai hasil yang lebih baik. Kata Kunci : pengetahuan finansial, pengalaman masa lalu, pendapatan saat ini, kinerja invetasi saham

Item Type: Thesis (Masters)
Subjects: Skripsi/Tugas Akhir
Skripsi/Tugas Akhir > Fakultas Ekonomi
Divisions: Fakultas Ekonomi > Akuntansi
Depositing User: FE Perpus
Date Deposited: 07 May 2025 04:35
Last Modified: 07 May 2025 04:35
URI: http://repository.untar.ac.id/id/eprint/46640

Actions (login required)

View Item View Item
Repository UNTAR is powered by EPrints 3 which is developed by the School of Electronics and Computer Science at the University of Southampton. More information and software credits.